If you live in a "no-fault" car insurance state, you'll likely make a claim with your own insurance company after a car accident.
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Auto insurance in the majority of states is fault-based. form of comparative negligence, which limits your ability to file a claim through another driver's insurer.
This is why gap insurance would be good for a financed vehicle in this kind of situation. Assuming that you are dealing with the at fault driver's.
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You may have a claim against the other driver who caused the car accident. In many states, you can also bring a "third party" insurance claim or lawsuit directly.
Oct 6, 2014. Since your car insurance company pulled your driving record, your agent can. Your agent will know the details about which claims raise rates.
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