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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter.A person or entity who buys insurance is known as an insured or as a policyholder.

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Cheap Car Insurance said. The NHTSA also reports, according to the analysis, that approximately 60 percent of college students between the ages of 18 and 22 drink alcohol, even though many of them are.

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We define and explain every term that you may come across as you shop for car insurance or make a claim.