Definition of bodily injury coverage: An insurance policy that pays for injuries caused to other individuals in the event of a motor vehicle accident.
Bodily Injury Liability is a coverage you buy that pays for other peoples’ medical bills and lost wages in an accident you cause. This is the coverage you’d file against when you’re a victim in a car crash that someone else is at fault for. Click to read more about how bodily injury works, its limits, how much coverage you should choose, and how to file a claim.
Understand uninsured and underinsured motorist coverage, and uninsured bodily injury: learn how it works, where it is required, what it costs, whether or not you need it and more.
What is Bodily Injury Liability Coverage? When you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved.
Florida Car Insurance. Florida law requires residents of FL to have car insurance. You must purchase the minimum coverage amounts for both personal injury protection (PIP) insurance and property damage liability (PDL) car insurance.
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Personal injury protection can help cover medical expenses for you and your passengers after an accident, regardless of fault. Offered (or required) in no-fault states, PIP is a complex coverage that varies widely by state.
These are 2 of the most important aspects of your car insurance policy. Bodily injury (BI) and property damage (PD) liability coverage can help pay for the medical expenses and damaged property you’re responsible for after an at-fault accident.
Example: You cause an accident with another driver who has three passengers in her car. If you have liability insurance, you are covered against any bodily injury claims filed by the driver or her three passengers up to the limits of your policy.
Minimum car insurance requirements vary from state to state. This means the car insurance coverages and limits that work for a friend or family member living elsewhere might not be right for you.
Bodily injury and property damage liability coverage provides compensation for injuries to others, your legal expenses and damage to others’ property if you cause an accident.
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Colorado car insurance requirements. Find which coverage options are best for you and see if you qualify for discounts. Get a quote online to save money on a new auto insurance policy.
State minimum insurance requirements are the car insurance requirements for each state, by law for their residents. These minimum requirements for each state can be found at the state insurance commissioner’s website, we have included them here for your easy reference, just scroll down to your state and check it out.
General Questions; Questions Concerning an Insurance Notification Letter; Questions Asked by Military Personnel; Questions From People Involved in a Crash